We simplify loan processing for mortgage brokers.

Let's Work Together

We understand you do not get paid unless the loan closes, we work the same way. All fees are paid at closing through Title at disbursement, yes, this means Borrower Paid, the Brokers/LO’s pay nothing for our services.

Find out which package is right for you.

Package A

Disclosures to Close

What You Do

  • Complete the application and obtain purchase contract if applicable

  • Hand off to your processor!

What We Do

  • Import loan to lender portal and send initial disclosures to client within 24 hours of receipt

  • Retrieve supporting documents from client

  • Order 3rd party items such as Title, Appraisal, HOI, etc.

  • Submit to underwriting

  • Work directly with client to clear conditions and prepare for closing

  • Close the loan!

  • Post close audit

Package B

Submission to Close

What You Do

  • Complete the application and obtain purchase contract if applicable

  • Send and retrieve signed initial disclosures + all supporting borrower documents needed for underwriting

  • Hand off to your processor!

What We Do

  • Order 3rd party items such as Title, Appraisal, HOI, etc.

  • Submit to underwriting

  • Work directly with client to clear conditions and prepare for closing

  • Close the loan!

  • Post close audit

Package A + LOA

LOA/Processor Hybrid

Full Suite Service

  • Everything included in Package A

  • Plus LOA services for Prequalification and Preapprovals

What We Do

  • Collect borrower documents to calculate income

  • Help setup prequalification, preapprovals

  • Submit TBD to lender if needed

  • Import loan to lender portal and send initial disclosures to client within 24 hours of receipt

  • Retrieve supporting documents from client

  • Order 3rd party items such as Title, Appraisal, HOI, etc.

  • Submit to underwriting

  • Work directly with client to clear conditions and prepare for closing

  • Close the loan!

  • Post close audit

We Do Business Where You Do Business

We are currently doing business in AL, AZ, CA, CO, FL, GA, IA, ID, IL, KS, MD, MI, MN, MO, NC, NE, NM, OH, OR, PA, SC, TX, VA, WA.

You Write'em, We Close'em

We work with the products you sell

  • Purchase & Refinance

  • Primary, 2nd Home & Investment

  • Full Doc, Streamlines & IRRRLs

  • FHA, VA, USDA & Conventional

  • DSCR

  • Non-QM

  • Reverse

  • Commercial

  • Non-Delegated Correspondent

  • Correspondent

Our Clients Love Us!

Frequently Asked Questions

I need a processor in my time zone, do you have processors in different time zones?

YES!

We have processors in every time zone to cover your needs, and we have a lot of processors to choose from for you to find the right fit for someone to work with.

Do I have to work out of some new portal that you require me to use?

NO!

We work out of YOUR systems the way YOU want as if you hired a processor internally. - None of this "You need to check our client portal", or "You need to do A, B, and C in our system to view the status of your loan". Nonsense. With us, you check YOUR system to see your loan status as we work on your loans out of YOUR LOS, so you always know where everything is at. To be frank, no one in mortgages needs another portal, login, or system to keep track of, it's exhausting. We link our Arive or Lending Pad directly to yours

I don't want to "Round Robin" and get stuck with a new processor on every file. Can I choose my processor?

YES!

We do NOT do a round robin setup. The relationship with your processor is the MOST important aspect of closing loans smoothly.

We are ALL ABOUT building relationships with a processor instead of changing hands all the time - No round robin, work with the same person every time, unless you want to change, in which case go get'em tiger just select someone else on our team to send your next loan.

I already have a processor I work with, can you hire them?

YES!

We can hire and pay your processors instead of you, and you can put the fee on the LE/CD instead of paying for it out of your pocket. It goes in Section B so it does not count against QM or high cost.

We provide your processors more opportunities; They can take on additional accounts to close more loans and make more money without having to come to you asking for a raise when you are slow - You never need to worry providing them enough income.

We pay our processors well so that they are committed to working your files.

Do you charge me anything if my loan doesn't close?

NO!

We are simple and our pricing and packages reflect that. If you close a loan, we get paid. If you don't close a loan, we don't get paid.

We believe the price for our services needs to be reasonable, so we have set our prices for our packages to be the most competitive in the industry.

How do you get paid, do I need to pay you?

No, you do not need to pay us directly.

You put our fee on the LE and CD to charge to the borrower. We are paid at closing by Title, you don’t need to worry about getting us paid.

Does your fee factor into QM?

NO!

We are a genuine third party processing company. We are not an independent contractor processor. There is a HUGE difference. Our fee is disclosed in Box B of the Closing Disclosure, just like an appraisal. So, our fee will not factor into 3% QM rule.

Do you have overseas staff or are they based in the US?

100% of our team is based in the US.

Get in Touch With Us

Contact us today to DO BETTER.

Call: (480) 427-8335

Hancock Processing Licensing Information

NMLS# 2191187

States We Do Business In
AL, AZ, CA, CO, FL, GA, IA, ID, IL, KS, MD, MI, MN, MO, NC, NE, NM, OH, OR, PA, SC, TX, VA, WA

NMLS Consumer Access

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